Peace of Mind

Richard A. Barber, CPA, PA

Bank Financing

Need money to grow your business?

Requesting a business loan without adequate preparation sends a clear message to the lender: High Risk! Therefore, it pays to be prepared and organized in your approach for financing.

I can assist you in preparing the financial package required by the lender.  I can't guarantee that the lender will approve your loan, however, by allowing me to prepare a loan proposal for you will increase the likelihood of success.

My loan proposals come complete with...

  • Executive Summary: Where I concisely state the purpose of the loan, the exact amount of money required, an explanation of what the loan will be used for and why it's needed.

  • Pro-forma Cash Budgets and Financial Statements: I use your data and underlying assumptions to prepare information that your banker can readily understand and interpret.

  • Owners Personal Financial Statements: I make copies of the last 3 years of personal tax returns for the bank as well as identify the collateral being pledged as security for the loan.

  • Representation: I assist in explaining your financial needs/position to your banker in person.

If you'd like to learn more about how you can obtain the money you need to grow your business please complete this form.

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